I suspect RFC are only going to be able to answer questions regarding membership refunds when there is a common position from all clubs.
The AFL would still be maintaining that the season can re-start after May and would also be insisting that the position on club memberships be the same across all clubs.
That said, they need to hurry up and make some decisions. There are a lot of people now without income they were expecting, and they need, at the very least, to stop having funds taken from their bank accounts. I suspect those with monthly deductions are more likely to be those with less money to start with and likely more precarious employment. I would immediately email all members with monthly deductions to ask if they can continue the payments, I would also be offering that, if they restart their membership in 2021 (assuming the crisis is over) then 2020 would still count as a year of membership. Some people can no longer afford this and need relief.
DS